Our

Process

At WealthHat, we believe in a structured yet personalized approach to wealth management and financial planning. Our five-step process ensures that we understand your individual needs, align our strategies with your life goals, and continue to support you through every your financial journey.

WealthHat

Approach

The WealthHat Approach is the framework for how we work with our clients.

It was designed with you in mind, it prioritizes accountability from us, and it reinforces positive financial habits in our client's lives.

step one

Get Acquainted

We start with a quick, no-obligation meeting to get to know each other and if working together makes sense. We’ll discuss your current financial situation, your goals, and what you expect from a wealth advisory & financial planning relationship. After this initial meeting, you’ll have a clear understanding of how we work with our clients so you can leave this meeting knowing if we are the right fit for you and how we can align with your financial aspirations.

Time before next meeting: 3 days to 2 weeks+
Step two

Discovery Meeting & Collaboration

Next, we delve deeper with up to three meetings, where we explore your goals, values, and financials in detail. If you own a business and/or a trust, we’ll include that in our discussions. This stage is crucial for us to gather all the necessary information to develop a plan that truly reflects your ambitions and life situation.

Time before next meeting: 1-3weeks
Step three

Plan Review & Delivery

Once we have a comprehensive understanding of your finances, we present a complete financial plan. This includes an analysis of your investments from an asset allocation perspective, your current net worth, and your financial goals and priorities. We’ll also look at estate planning, retirement planning and insurance options. We’ll discuss our recommendations and outline the actionable steps required to pursue your objectives in a three page financial plan.

Time before next meeting: 2 weeks
Step four

Accountability & Implementation

We know life can get busy, and it’s easy to lose track of important tasks. That’s why we’ve integrated an accountability and implementation step to ensure that the plans we make are executed. We’ll schedule follow-ups and check-ins as needed, giving you peace of mind that your financial plan is active and working for you.

Ongoing check-ins & availability
Step five

Ongoing Advisory & Planning

Financial planning is not a one-time event; it’s an ongoing process. We’ll have regular check-ins, and an annual strategy meeting to adjust your plan, update investments with biannual & annual reports, and ensure your financial growth is on track. With WealthHat, you have a dedicated partner in your financial journey, every step of the way.

Annual Strategy Meeting

Our Investment

Philosophy

We help our clients achieve what's most important to them using a straightforward investing philosophy: Maintain a long-term perspective, focus on quality, and manage risk through diversification.

One philosophy for every kind of market

The market changes every day, but your important financial goals probably don't. The same goes for your financial strategies.

A long-term strategy

We believe the best way to build and preserve your financial future is with a long-term focus. Though when it comes to your investments, "buy and hold" doesn't mean "buy and ignore." You should still review your portfolio at least once a year to make sure you're on track for the long haul.

Hyperfocus on quality

With our years of experience, we know what quality looks like. Our team of strategists and analysts make recommendations we believe will perform well over time - through good and bad markets. This approach to evaluating investments, retirement, education, protection and other financial strategies helps us narrow down a multitude of options to those we believe are best-suited for long-term success.

Diversify, diversify, diversify

While diversification can't protect you against a loss, it can help reduce your risk. If your money is invested in just one or a few investments, and one of them struggles, your entire financial strategy could be in trouble. We recommend building a portfolio that includes different types of investments that perform differently over time. And we'll work with you to align your investment portfolio with your comfort with risk and your goals.

Our Fiduciary Duty and Standard

of Care

At WealthHat, our commitment to you extends beyond just financial advice and planning. We are dedicated to upholding the highest standards of fiduciary duty and care, ensuring that your financial well-being and interests are always at the forefront of our actions.

Here's how we fulfill this commitment to our clients, including High Net Worth Individuals (HNWIS), Ultra High Net Worth Individuals (UHNWIS), families, family businesses, entrepreneurs, and senior executives.

Unwavering commitment to your best interests
Comprehensive Due Diligence
Personalized Advice and Planning
Education and Empowerment
As your fiduciary, we are bound by the highest ethical and professional standards to act in your best interests at all times. This means:
Transparency: We provide clear, straightforward information about our services, fees, and investment strategies.
Integrity: We avoid conflicts of interest by ensuring our advice is driven solely by what's best for you, not by external incentives.
Accountability: We are accountable to you, our client, ensuring that our advice meets your goals and expectations.

Our Promise

To You.

At WealthHat, our fiduciary duty is the cornerstone of our relationship with you. We pledge to uphold the highest standards of care, integrity, and professionalism, ensuring that we not only meet but exceed your expectations. Should you have any questions about our fiduciary commitment or wish to discuss your financial goals, please contact us. Together, we will pave the way to a secure and prosperous financial future.

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As a wealth advisor and fiduciary to our clients, our purpose at WealthHat is to help our clients achieve their financial goals and experience financial well-being. Our clients turn to us for the solutions they need when planning for their most important personal goals as well as family goals.

WealthHat Advisory Limited ("WealthHat") is a Corporate Investment Advisor duly licensed by the Securities and Exchange Commission (SEC) of Nigeria. WealthHat is a trademark of WealthHat Advisory Limited.

© 2024 WealthHat Advisory Limited.